in‧sur‧ance S2 W2 / ɪnʃʊərəns $ -ʃʊr- / 名词
1 [不可数名词] an arrangement with a company in which you pay them money, especially regularly, and they pay the costs if something bad happens, for example if you become ill or your car is damaged → assurance , third party insurance :
Your father took out insurance to cover the mortgage.
health/car/travel etc insurance
insurance against
insurance against loss of income due to unemployment
insurance on/for
Do you have insurance on your house and its contents?
claim (for) something on your insurance (= get an insurance company to pay for something )
We can probably claim the damage on our insurance. → life insurance
2 [不可数名词] the business of providing insurance :
My brother works in insurance.
insurance company/group etc
the insurance industry
3 [不可数名词] British English the money that you pay regularly to an insurance company 同义词 insurance premium
insurance on
How much is the insurance on your car?
4 [单数形式，不可数] protection against something bad happening
insurance against
An extra lock on the door is an added insurance against burglars.
→ National Insurance
COLLOCATIONS
ADJECTIVES/NOUN + insurance
health/medical insurance None of her family have private health insurance.
travel insurance Most banks are also able to arrange travel insurance.
car/motor insurance He was fined for driving without motor insurance.
house/home insurance The damage may be covered by your house insurance.
life insurance Surprisingly few families have adequate life insurance.
accident insurance You also get free travel accident insurance if you pay for your tickets with a credit card.
comprehensive insurance (= car insurance that pays for damage whether it is caused by you or by someone else ) The cost of comprehensive insurance is likely to drop.
third-party insurance (= insurance that pays money to someone who is hurt or whose property is damaged by something you have done ) You are legally obliged to take out third-party insurance.
insurance + NOUN
an insurance policy (= an insurance agreement ) This insurance policy represents excellent value for money.
an insurance claim She filed an insurance claim for the missing jewellery.
an insurance company Rachel works for an insurance company.
an insurance broker (= a company or person that arranges and sells insurance to people ) Bellingham practised as an insurance broker.
an insurance scheme The costs involved in private medical insurance schemes have risen steeply.
an insurance premium (= money that you pay regularly to an insurance company ) Your insurance premium is payable when you make your holiday booking.
an insurance payment He’d fallen behind with his insurance payments.
an insurance certificate/a certificate of insurance The courts recognize the insurance certificate as evidence of being insured.
insurance cover The scheme provides full insurance cover for pre-existing medical conditions.
insurance fraud Insurance fraud costs the industry millions of pounds each year.
an insurance salesman He offered me a post as a life insurance salesman.
the insurance industry The insurance industry is very competitive.
动词
have insurance (= have an insurance policy ) Do you have insurance on your yacht?
be covered by insurance (= be included in an insurance policy ) Flood damage isn’t covered by the insurance.
take out insurance (= buy an insurance policy ) We decided to take out insurance on the house and its contents.
get insurance informal: I’m thinking of getting house insurance.
buy insurance You can buy insurance against risks of all kinds.
claim something on your insurance (= get an insurance company to pay for something ) He claimed the money back on his travel insurance.
arrange insurance A finance company will be able to arrange insurance for you.
sell insurance The company sells insurance alongside its electrical products.
insurance covers something The insurance covered the cost of rebuilding the house after the fire.
insurance pays for something His insurance paid for the damage to the car.