loan 1 S2 W2 / ləʊn $ loʊn / 名词
1 [可数名词] an amount of money that you borrow from a bank etc
loan of
a loan of £60,000
I had to take out a loan to buy my car.
It’ll be years before we’ve paid off the loan.
2 [单数形式] when you lend something to someone
loan of
Thanks for the loan of your camera.
3 on loan (from somebody/something) if something or someone is on loan, they have been borrowed :
The book I wanted was out on loan.
paintings on loan from the Louvre
Cantona initially went on loan to Leeds United.
COLLOCATIONS
动词
take out a loan (= borrow money ) Most home buyers take out a loan.
repay/pay off/pay back a loan (= give back the money you borrowed, usually over a period of time ) You can repay the loan early without a penalty.
give somebody a loan I hoped to persuade my bank manager to give us a loan.
make a loan (= give someone a loan ) Banks are cautious about making new loans.
ask for/apply for a loan He asked his father for a loan.
get a loan She got a loan from the bank.
secure a loan (on something) (= agree to give the lender something if you do not pay back the loan on time ) The loan was secured on his home.
ADJECTIVES/NOUN + loan
a £20,000/$5,000 etc loan The company asked for a £100,000 loan.
a bank loan (= money lent by a bank ) What is the interest you will pay on a bank loan?
a home/car loan (= a loan to buy a home or a car ) They took out a thirty-year home loan.
a personal loan (= money lent to a person, rather than a company ) If you want money for a specific purchase, you can get a personal loan.
a business loan (= money lent to a business ) The bank offers a range of business loans to meet the needs of small businesses.
a student loan (= money lent to a student to pay for university ) Many college graduates are paying off huge student loans.
a long-term/short-term loan (= to be paid back after a long/short time ) I intended the money as a short-term loan.
an interest-free loan (= on which you pay no interest ) They offer an interest-free loan for two years.
a low-interest loan a low-interest loan to the country from the International Development Association
loan + NOUN
a loan repayment your monthly loan repayments
a loan agreement (= that says how much the loan will be, how much you will pay back each month etc ) Read the terms of your loan agreement carefully.
THESAURUS
loan 名词 [可数名词] an amount of money that is borrowed, especially from a bank or company, which you agree to pay back by the end of a period of time : We took out a loan to buy a new car. | He is paying back a $50,000 loan.
mortgage 名词 [可数名词] a large amount of money that someone borrows from a bank or company to buy a house : Nick told me the mortgage on his apartment is worth about $90,000. | Anyone taking out a mortgage should be aware that interest rates can go up at any time. | It took my parents nearly thirty years to pay off their mortgage .
interest 名词 [不可数名词] money that you pay for borrowing money, especially that you pay every year or every month at a fixed rate : Credit companies charge huge amounts of interest. | What’s the interest on the loan?
overdraft 名词 [可数名词] British English the amount of money that you owe to bank when you have spent more money than you had in your account : I left university with no job and a big overdraft. | 20% of the bank’s customers regularly use their overdraft facility. | You have to pay a fee for unauthorized overdrafts.
debt 名词 [可数和不可数名词] an amount of money that a person or organization owes : The company now has debts of almost £2 million. | A lot of the money went towards paying his debts. | The family were $100,000 in debt (= they owed $100,000 ) .
credit 名词 [不可数名词] an arrangement with a shop or bank that allows you to buy something and pay for it later : We bought the furniture on credit . | He had a credit limit of £7,000.